Jewett City Savings Bank

1. Certificates of Deposit (CDs)*
(Effective: Thursday, July 29, 2010)

Program
Term
APY

CDs
6 months
0.50%

12 months
0.90%

18 months
1.15%

24 months
1.40%

30 months
1.55%

36 months
2.03%

48 months
2.25%

60 months
2.75%

*Annual Percentage Yield (APY) subject to change. Minimum deposit to open $500. Minimum daily balance to obtain APY is $500. A penalty may be imposed for early withdrawal.

2. Money Market Accounts*
(Effective: Thursday, July 29, 2010)

Program
Minimum Daily Balance
to earn APY APY

Inner Circle
Money Market Account

(Minimum deposit to open $10,000.)

$100,000.00 and above 1.00 %

$50,000.00 to $99,999.99 0.85 %

$25,000.00 to $49,999.99 0.65 %

$5,000.00 to $24,999.99 0.25 %

$0.01 to $4,999.99 0.15 %

Money Market
Account

(Minimum deposit to open $100.)

$10,000.00 and above 0.30 %

$2,500.00 to $9,999.99 0.25 %

$0.01 to $2,499.99 0.15 %

*Annual Percentage Yield (APY) subject to change at any time. The APY may change after the account is opened. Fees could reduce the earnings on the account. These rates are available for consumer accounts only.

3. Business Money Market Accounts*
(Effective: Thursday, July 29, 2010)

Program
Minimum Daily Balance
to earn APY APY

Business Money
Market Account

(Minimum deposit to open $100.)

$10,000.00 and above 0.35 %

$0.01 to $9,999.99 0.15 %

Business Premium Plus
Money Market Account

(Minimum deposit to open $10,000.)

$100,000.00 and above 1.10 %

$50,000.00 to $99,999.99 0.80 %

$25,000.00 to $49,999.99 0.50 %

$5,000.00 to $24,999.99 0.30 %

$0.01 to $4,999.99 0.15 %

*Annual Percentage Yield (APY) subject to change at any time. The APY may change after the account is opened. Fees could reduce the earnings on the account. These rates are available for business accounts only.

4. NOW Checking Accounts*
(Effective: Thursday, July 29, 2010)

Program
Minimum Daily Balance
to earn APY APY

Direct Checking
with Interest
$100.00
0.25%

High Interest
Checking

$100,000.00 and above 1.00 %

$50,000.00 to $99,999.99 0.85 %

$25,000.00 to $49,999.99 0.60 %

$10,000.00 to $24,999.99 0.30 %

$5,000.00 to $9,999.99 0.15 %

$1,000.00 to $4,999.99 0.10 %

$0.01 to $999.99 0.00 %

*Annual Percentage Yield (APY) subject to change at any time. The APY may change after the account is opened. Minimum deposit to open $25. Fees could reduce the earnings on the account. These rates are available for consumer accounts only.

Savings Accounts*
(Effective: Thursday, July 29, 2010)

Program
APY

Statement Savings
0.28%

Passbook Savings
0.28%

*Annual Percentage Yield (APY) subject to change at any time. The APY may change after the account is opened. Minimum deposit to open $5. Minimum daily balance to obtain APY is $.01. Fees could reduce the earnings on the account. These rates are available for consumer accounts only.

We're Here to Serve You!
Please contact us if you have questions about any of our products and services. You can use our information request form or give us a call at 860-376-4444. Count on us to make your banking easier, more convenient and more enjoyable.